Get Matched with Top Lenders

Tell us about your situation and we'll connect you with qualified Non-QM lenders and MLOs who specialize in your type of loan. Free, no obligation.

Request a Match
Tell us a bit about yourself and your goals. We'll match you with a specialist who understands your needs.

By submitting this form, you agree to be contacted by NonQM Lending regarding your loan inquiry. We respect your privacy and will not sell your information.

Secure Process

Soft Credit Pull Only: When you speak with our specialists, we'll conduct a soft credit pull that does not affect your credit score.

Please do not select "Obtain your credit report" if prompted elsewhere—we handle this securely.

Required Documents
Have these ready to speed up the process:
  • Bank Statements: Most recent 2 months (all pages)
  • ID: Driver's License + SS Card or Passport
  • Income (W2): Last 2 years W-2s + 30 days pay stubs
  • Income (Self-Employed): Last 2 years tax returns (if available) or 12-24 months bank statements
  • Other Income: Award letters + 3 months bank statements for pension/SS
Upload Tips

Ensure all documents, including blank pages, are uploaded in PDF format for faster processing.

Frequently Asked Questions

Common questions about our pre-qualification process.

The initial pre-qualification typically takes just 5-10 minutes to complete the form. Once submitted, a specialist will review your information and contact you within 1-2 business days to discuss your options and next steps.
No. The initial pre-qualification uses a soft credit pull, which does not affect your credit score. A hard credit inquiry only occurs when you formally apply for a loan with a specific lender, and we'll always inform you before that happens.
For pre-qualification, you'll need basic information: name, email, estimated loan amount, credit score range, loan purpose, and employment type. You don't need to upload documents at this stage—that comes later in the formal application process.
We analyze your financial profile, loan needs, and preferences to match you with lenders who specialize in your situation. Our network includes lenders offering Bank Statement, DSCR, Asset Depletion, and other Non-QM programs.
No. Our pre-qualification service is completely free with no obligation. You're under no commitment to proceed with any lender we recommend. We're here to help you explore your options.
A loan specialist will review your information and contact you via email to discuss your situation in more detail. They'll explain your options, answer questions, and guide you through the next steps if you decide to proceed.