$575,000
Median Home Price
$485,000
Avg. Loan Amount
135K
Population
18+
Licensed Lenders
Key Stamford Neighborhoods
Explore popular neighborhoods and their median home prices. Click on map markers for details.
Map Legend
Downtown Stamford
$650KUrban living, finance professionals
North Stamford
$825KSuburban estates
Shippan Point
$1.2MWaterfront luxury
Stamford Real Estate Market
Why Non-QM loans are popular in Stamford
Growing demand for flexible mortgage solutions in Stamford
Self-employed professionals benefit from bank statement loan programs
Real estate investors use DSCR loans for rental property financing
Non-QM loans available for borrowers with recent credit events
Frequently Asked Questions
Common questions about Non-QM loans in Stamford
What is the minimum credit score for Non-QM loans in Stamford?
Most Non-QM lenders serving Stamford require a minimum credit score of 620-660, though some programs accept scores as low as 580 with compensating factors like larger down payments.
Can I get a bank statement loan in Stamford, Connecticut?
Yes, bank statement loans are available in Stamford. Self-employed borrowers can qualify using 12 or 24 months of personal or business bank statements instead of tax returns.
What are DSCR loan requirements in Stamford?
DSCR loans in Stamford typically require a debt service coverage ratio of 1.0 or higher, meaning the property's rental income must cover the mortgage payment. No personal income verification is needed.
How much can I borrow with a Non-QM loan in Stamford?
Non-QM loan amounts in Stamford typically range from $100,000 to $3 million or more. With a median home price of $575,000, many borrowers find Non-QM loans essential for their purchase.
What Non-QM programs are most popular in Stamford?
The most popular Non-QM programs in Stamford include bank statement loans for self-employed borrowers, DSCR loans for real estate investors, and asset depletion loans for high-net-worth individuals.