Albany, NY Non-QM Lending

Non-QM Loans in Albany

Find Non-QM lenders in Albany, New York. The state capital offers opportunities for government contractors, self-employed professionals, and real estate investors.

$275,000

Median Home Price

$225,000

Avg. Loan Amount

99K

Population

22+

Licensed Lenders

Key Albany Neighborhoods

Explore popular neighborhoods and their median home prices. Click on map markers for details.

Leaflet © OpenStreetMap contributors

Map Legend

Neighborhoods

Center Square

$300K

Historic, young professionals

Pine Hills

$225K

Near university, diverse

Delmar

$375K

Upscale suburb, families

Saratoga Springs

$450K

Resort town, affluent

Albany Real Estate Market

Why Non-QM loans are popular in Albany

State government creates stable employment base

Tech Valley initiative bringing new businesses

University presence supports rental investments

More affordable than downstate New York

Popular Non-QM Programs in Albany

These loan programs are especially popular among Albany borrowers

Bank Statement Loans

Popular for Albany's consultants and contractors

DSCR Loans

Good for student housing investments

Top-Rated Albany Non-QM Lenders

Verified lenders serving Albany borrowers

4.6

Capital Region Mortgage

Specialty: Self-Employed Borrowers

4.5

Albany Home Loans

Specialty: Investment Properties

New York Non-QM Lending Articles

In-depth guides for Albany and New York borrowers

DSCR Loans

Best DSCR Lenders in New York 2026

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Bank Statement Loans

Bank Statement Loans in New York 2026

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Non-QM Guide

Non-QM Mortgage Guide: New York 2026

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Frequently Asked Questions

Common questions about Non-QM loans in Albany

Are Non-QM loans available for Albany government contractors?

Yes, bank statement loans work well for government contractors and consultants in the Albany area.

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