New York City, NY Non-QM Lending

Non-QM Loans in New York City

Find Non-QM mortgage lenders in New York City. The financial capital offers specialized solutions for high-net-worth individuals, self-employed professionals, and real estate investors.

$750,000

Median Home Price

$625,000

Avg. Loan Amount

8.3M

Population

95+

Licensed Lenders

Key New York City Neighborhoods

Explore popular neighborhoods and their median home prices. Click on map markers for details.

Leaflet © OpenStreetMap contributors

Map Legend

Neighborhoods

Manhattan

$1.1M

Urban core, luxury condos

Brooklyn

$850K

Diverse, trendy

Queens

$650K

Family-friendly, diverse

Bronx

$475K

Affordable, growing

Staten Island

$575K

Suburban feel, families

Long Island

$625K

Suburbs, commuters

New York City Real Estate Market

Why Non-QM loans are popular in New York City

Financial industry creates complex income situations

Co-op and condo market requires specialized financing

High property values demand jumbo Non-QM solutions

Self-employed professionals in creative industries

Popular Non-QM Programs in New York City

These loan programs are especially popular among New York City borrowers

Jumbo Non-QM

Essential for NYC's high property values

Bank Statement Loans

Popular for NYC's self-employed professionals

Asset Depletion

Ideal for finance professionals with bonuses

Top-Rated New York City Non-QM Lenders

Verified lenders serving New York City borrowers

4.9

NYC Home Lending

Specialty: Co-ops & Condos

4.8

Manhattan Mortgage Group

Specialty: Jumbo & High-Net-Worth

4.7

Empire State Funding

Specialty: Self-Employed Borrowers

Frequently Asked Questions

Common questions about Non-QM loans in New York City

Are Non-QM loans available for NYC co-ops?

Yes, though co-op financing can be more complex. Many Non-QM lenders offer co-op loans, but approval also depends on the co-op board.

Can finance professionals use Non-QM loans in NYC?

Absolutely. Asset depletion loans and bank statement loans are popular among finance professionals with bonus-heavy compensation.

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