$395,000
Median Home Price
$335,000
Avg. Loan Amount
32K
Population
3+
Licensed Lenders
Key Juneau Neighborhoods
Explore popular neighborhoods and their median home prices. Click on map markers for details.
Map Legend
Douglas Island
$425KWaterfront living
Mendenhall Valley
$375KFamily-friendly suburb
Downtown Juneau
$350KGovernment center
Juneau Real Estate Market
Why Non-QM loans are popular in Juneau
Growing demand for flexible mortgage solutions in Juneau
Self-employed professionals benefit from bank statement loan programs
Real estate investors use DSCR loans for rental property financing
Non-QM loans available for borrowers with recent credit events
Frequently Asked Questions
Common questions about Non-QM loans in Juneau
What is the minimum credit score for Non-QM loans in Juneau?
Most Non-QM lenders serving Juneau require a minimum credit score of 620-660, though some programs accept scores as low as 580 with compensating factors like larger down payments.
Can I get a bank statement loan in Juneau, Alaska?
Yes, bank statement loans are available in Juneau. Self-employed borrowers can qualify using 12 or 24 months of personal or business bank statements instead of tax returns.
What are DSCR loan requirements in Juneau?
DSCR loans in Juneau typically require a debt service coverage ratio of 1.0 or higher, meaning the property's rental income must cover the mortgage payment. No personal income verification is needed.
How much can I borrow with a Non-QM loan in Juneau?
Non-QM loan amounts in Juneau typically range from $100,000 to $3 million or more. With a median home price of $395,000, many borrowers find Non-QM loans essential for their purchase.
What Non-QM programs are most popular in Juneau?
The most popular Non-QM programs in Juneau include bank statement loans for self-employed borrowers, DSCR loans for real estate investors, and asset depletion loans for high-net-worth individuals.