$445,000
Median Home Price
$375,000
Avg. Loan Amount
1.6M
Population
58+
Licensed Lenders
Key Phoenix Neighborhoods
Explore popular neighborhoods and their median home prices. Click on map markers for details.
Map Legend
Paradise Valley
$2.5MLuxury estates, executives
Scottsdale
$750KUpscale, resort living
Arcadia
$1.1MHistoric, professionals
Tempe
$425KUniversity area, young professionals
Gilbert
$475KFamily-friendly, growing
Chandler
$450KTech corridor, families
Phoenix Real Estate Market
Why Non-QM loans are popular in Phoenix
Rapid population growth from California creates strong housing demand
Tech sector expansion brings self-employed professionals
No state income tax on retirement income attracts retirees
Strong rental market supports DSCR investments
Frequently Asked Questions
Common questions about Non-QM loans in Phoenix
Are Non-QM loans popular in Phoenix?
Yes, Phoenix has seen strong growth in Non-QM lending due to the influx of self-employed professionals and investors from California seeking more affordable housing.
Can I use a DSCR loan for a Phoenix rental property?
Absolutely. Phoenix's strong rental market and population growth make DSCR loans very attractive for investors.
What Non-QM options exist for Arizona retirees?
Asset depletion loans are popular among Arizona retirees who have significant savings but limited monthly income. You can qualify using your liquid assets.