$875,000
Median Home Price
$650,000
Avg. Loan Amount
1.4M
Population
52+
Licensed Lenders
Key San Diego Neighborhoods
Explore popular neighborhoods and their median home prices. Click on map markers for details.
Map Legend
La Jolla
$2.1MCoastal luxury, professionals
Del Mar
$2.5MBeach community, affluent buyers
North Park
$850KUrban, young professionals
Coronado
$1.8MIsland living, military families
Carlsbad
$1.2MFamily-friendly, tech workers
Chula Vista
$725KGrowing suburb, affordable
San Diego Real Estate Market
Why Non-QM loans are popular in San Diego
Biotech and life sciences industry creates high-income self-employed professionals
Military presence provides stable rental demand for DSCR investors
Tourism economy supports vacation rental investments
Cross-border business opportunities for foreign national borrowers
Popular Non-QM Programs in San Diego
These loan programs are especially popular among San Diego borrowers
Frequently Asked Questions
Common questions about Non-QM loans in San Diego
Can I use a Non-QM loan for a vacation rental in San Diego?
Yes, DSCR loans are excellent for vacation rentals in San Diego. You can qualify based on the property's projected rental income from platforms like Airbnb or VRBO.
Are there Non-QM options for biotech professionals with stock compensation?
Yes, asset depletion loans can help biotech professionals use their stock holdings and other assets to qualify for a mortgage without traditional income documentation.
What Non-QM programs work for military families in San Diego?
While VA loans are often the best choice for military families, Non-QM options like bank statement loans can help military spouses with self-employment income or investment properties.