Orlando, FL Non-QM Lending

Non-QM Loans in Orlando

Explore Non-QM mortgage options in Orlando, Florida. The tourism capital offers excellent opportunities for vacation rental investors and self-employed professionals.

$385,000

Median Home Price

$325,000

Avg. Loan Amount

307K

Population

45+

Licensed Lenders

Key Orlando Neighborhoods

Explore popular neighborhoods and their median home prices. Click on map markers for details.

Leaflet © OpenStreetMap contributors

Map Legend

Neighborhoods

Winter Park

$650K

Upscale suburb, families

Lake Nona

$525K

Medical city, professionals

Dr. Phillips

$475K

Near attractions, investors

Celebration

$550K

Disney-developed, families

Baldwin Park

$450K

Urban village, young professionals

Kissimmee

$350K

Vacation rentals, investors

Orlando Real Estate Market

Why Non-QM loans are popular in Orlando

Tourism industry creates strong vacation rental investment opportunities

Theme park proximity drives short-term rental demand

Growing tech sector brings self-employed professionals

Affordable entry points compared to coastal Florida markets

Popular Non-QM Programs in Orlando

These loan programs are especially popular among Orlando borrowers

DSCR Loans

Perfect for Orlando vacation rental investments

Bank Statement Loans

Ideal for tourism industry entrepreneurs

1099 Income

Popular for gig economy workers in hospitality

Top-Rated Orlando Non-QM Lenders

Verified lenders serving Orlando borrowers

4.8

Central Florida Lending

Specialty: Vacation Rental Specialists

4.7

Orlando Home Loans

Specialty: Self-Employed Borrowers

4.6

Sunshine State Mortgage

Specialty: Investment Properties

Frequently Asked Questions

Common questions about Non-QM loans in Orlando

Can I get a DSCR loan for an Orlando vacation rental?

Yes, DSCR loans are extremely popular in Orlando due to the strong vacation rental market near theme parks. You can qualify based on projected rental income.

Are there Non-QM options for Orlando tourism business owners?

Absolutely. Bank statement loans are perfect for tourism business owners who may have seasonal income or complex tax situations.

What's the minimum down payment for Orlando investment properties?

Most DSCR loans in Orlando require 20-25% down payment for investment properties, though some programs accept 15% with strong DSCR ratios.

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