$425,000
Median Home Price
$350,000
Avg. Loan Amount
384K
Population
52+
Licensed Lenders
Key Tampa Neighborhoods
Explore popular neighborhoods and their median home prices. Click on map markers for details.
Map Legend
South Tampa
$750KEstablished, professionals
Hyde Park
$650KHistoric, young professionals
Westchase
$525KFamily-friendly, suburban
Channelside
$450KUrban waterfront, condos
Seminole Heights
$375KUp-and-coming, creatives
Wesley Chapel
$400KGrowing suburb, families
Tampa Real Estate Market
Why Non-QM loans are popular in Tampa
Corporate relocations from high-tax states bring complex income situations
Healthcare and finance sectors create self-employed consultants
Strong rental market supports DSCR investments
More affordable than Miami with similar lifestyle benefits
Frequently Asked Questions
Common questions about Non-QM loans in Tampa
Are Non-QM loans available for Tampa Bay relocations?
Yes, many people relocating to Tampa from high-tax states use Non-QM loans, especially asset depletion loans if they have significant savings or investments.
Can I get a DSCR loan for a Tampa rental property?
Absolutely. Tampa's strong rental market makes DSCR loans very attractive. You can qualify based on the property's rental income without personal income verification.
What credit score is needed for Non-QM loans in Tampa?
Most Tampa Non-QM lenders require a minimum credit score of 620-660, though some programs accept lower scores with compensating factors.