$355,000
Median Home Price
$340,000
Avg. Loan Amount
55+
Licensed Lenders
12+
Major Markets
Georgia Real Estate Market
Why Non-QM loans are popular in Georgia
Atlanta is a major hub for film, tech, and logistics industries
Strong rental market in metro Atlanta and college towns
Business-friendly environment attracts entrepreneurs
Growing population creates strong housing demand
Affordable entry points compared to other major metros
Multi-family investment opportunities throughout the state
Popular Non-QM Programs in Georgia
These loan programs are especially popular among Georgia borrowers
Top Georgia Markets We Serve
Non-QM lending available throughout Georgia
Georgia Lending Regulations
Georgia is regulated by the Department of Banking and Finance. Mortgage lenders and brokers must be licensed under the Georgia Residential Mortgage Act. Georgia is a non-judicial foreclosure state with relatively quick foreclosure timelines.
Georgia Non-QM Loan FAQs
Common questions about Non-QM loans in Georgia
Can film industry professionals get Non-QM loans in Georgia?
Yes! Bank statement and 1099 income loans are popular with Georgia's film and entertainment industry workers who often have variable income. Many lenders understand the unique income patterns of this industry.
What are the loan limits for Non-QM in Georgia?
Non-QM loans in Georgia typically range up to $2 million, with some lenders offering higher limits for qualified borrowers. Atlanta's luxury market and growing suburbs have access to jumbo Non-QM options.
Are Non-QM loans available for Atlanta investment properties?
Absolutely! DSCR loans are very popular in the Atlanta metro area. Investors can qualify based on rental income for single-family homes, townhomes, and multi-family properties.
Can I get a Non-QM loan with a Georgia LLC?
Yes, many Non-QM lenders allow purchases through LLCs for investment properties. DSCR loans are commonly structured this way for liability protection and tax benefits.
How quickly can I close on a Non-QM loan in Georgia?
Non-QM loans in Georgia typically close in 21-30 days. Some lenders offer expedited closings in 14-21 days for well-prepared borrowers with complete documentation.
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