Austin, TX Non-QM Lending

Non-QM Loans in Austin

Discover Non-QM lending options in Austin, Texas. The tech hub's rapid growth and entrepreneurial culture create strong demand for flexible mortgage solutions.

$525,000

Median Home Price

$425,000

Avg. Loan Amount

1.0M

Population

48+

Licensed Lenders

Key Austin Neighborhoods

Explore popular neighborhoods and their median home prices. Click on map markers for details.

Leaflet © OpenStreetMap contributors

Map Legend

Neighborhoods

West Lake Hills

$1.8M

Luxury, tech executives

Downtown Austin

$650K

Urban condos, young professionals

South Congress

$750K

Trendy, creative professionals

Mueller

$550K

New development, families

Round Rock

$450K

Tech corridor, families

Cedar Park

$425K

Growing suburb, affordable

Austin Real Estate Market

Why Non-QM loans are popular in Austin

Tech industry boom creates many borrowers with stock-based compensation

Startup culture means many founders need bank statement loans

Strong rental demand from tech workers supports DSCR investments

Rapid appreciation makes investment properties attractive

Popular Non-QM Programs in Austin

These loan programs are especially popular among Austin borrowers

Bank Statement Loans

Perfect for Austin's startup founders and freelancers

Asset Depletion

Ideal for tech workers with significant stock holdings

DSCR Loans

Popular for Austin's competitive rental market

Top-Rated Austin Non-QM Lenders

Verified lenders serving Austin borrowers

4.9

Austin Tech Lending

Specialty: Tech Industry Specialists

4.8

Capital City Mortgage

Specialty: Self-Employed Borrowers

4.7

Hill Country Funding

Specialty: Investment Properties

Frequently Asked Questions

Common questions about Non-QM loans in Austin

How do Austin tech workers qualify for Non-QM loans?

Tech workers in Austin can use asset depletion loans to leverage their stock holdings, or bank statement loans if they have consulting income alongside their W-2 employment.

Are Non-QM loans available for Austin investment properties?

Yes, DSCR loans are very popular in Austin due to strong rental demand from tech workers. You can qualify based on the property's rental income.

Can startup founders get mortgages in Austin?

Absolutely. Bank statement loans allow startup founders to qualify using business bank statements showing cash flow, rather than tax returns that may show reinvested profits.

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