$325,000
Median Home Price
$285,000
Avg. Loan Amount
2.3M
Population
72+
Licensed Lenders
Key Houston Neighborhoods
Explore popular neighborhoods and their median home prices. Click on map markers for details.
Map Legend
River Oaks
$2.8MLuxury estates, oil executives
The Heights
$650KHistoric, young professionals
Memorial
$850KFamily-friendly, established
Montrose
$550KEclectic, diverse community
Sugar Land
$425KSuburban, families
The Woodlands
$475KMaster-planned, corporate
Houston Real Estate Market
Why Non-QM loans are popular in Houston
Energy industry creates many self-employed consultants and contractors
No state income tax attracts high-income earners from other states
Strong rental market supports DSCR investments across the metro
International business hub brings foreign national borrowers
Frequently Asked Questions
Common questions about Non-QM loans in Houston
Are Non-QM loans available for oil & gas contractors in Houston?
Yes, bank statement loans and 1099 income loans are perfect for oil & gas contractors who may have variable income or work as independent consultants.
Can I get a DSCR loan for a rental property in Houston?
Absolutely. Houston's strong rental market makes DSCR loans very attractive. You can qualify based on the property's rental income with no personal income verification required.
What credit score do I need for a Non-QM loan in Houston?
Most Houston Non-QM lenders require a minimum credit score of 620-660, though some programs accept lower scores with larger down payments.