$125,000
Median Home Price
$106,000
Avg. Loan Amount
46K
Population
3+
Licensed Lenders
Key Huntington Neighborhoods
Explore popular neighborhoods and their median home prices. Click on map markers for details.
Map Legend
Ritter Park
$195KHistoric, charming
Spring Valley
$175KSuburban, families
Downtown
$115KMarshall University area
Huntington Real Estate Market
Why Non-QM loans are popular in Huntington
Growing demand for flexible mortgage solutions in Huntington
Self-employed professionals benefit from bank statement loan programs
Real estate investors use DSCR loans for rental property financing
Non-QM loans available for borrowers with recent credit events
Frequently Asked Questions
Common questions about Non-QM loans in Huntington
What is the minimum credit score for Non-QM loans in Huntington?
Most Non-QM lenders serving Huntington require a minimum credit score of 620-660, though some programs accept scores as low as 580 with compensating factors like larger down payments.
Can I get a bank statement loan in Huntington, West Virginia?
Yes, bank statement loans are available in Huntington. Self-employed borrowers can qualify using 12 or 24 months of personal or business bank statements instead of tax returns.
What are DSCR loan requirements in Huntington?
DSCR loans in Huntington typically require a debt service coverage ratio of 1.0 or higher, meaning the property's rental income must cover the mortgage payment. No personal income verification is needed.
How much can I borrow with a Non-QM loan in Huntington?
Non-QM loan amounts in Huntington typically range from $100,000 to $3 million or more. With a median home price of $125,000, many borrowers find Non-QM loans essential for their purchase.
What Non-QM programs are most popular in Huntington?
The most popular Non-QM programs in Huntington include bank statement loans for self-employed borrowers, DSCR loans for real estate investors, and asset depletion loans for high-net-worth individuals.